If you still have a balance due, then staple it to the last month’s bill and leave it in the “to be paid” folder.
#HOW TO ORGANIZE YOUR BILLS AND BUDGET FULL#
If you paid the bill in full then put it into the “to be filed” folder. This way you will have the most up to date amounts due on the top of the pile.Īs you pay each bill write paid, the amount you paid, the date, and any amount still due. If you have duplicate overdue bills gather them together, with the most recent on on top, and staple together. Put the oldest bills, the ones that are due first, in front, and they will get paid first. This will help you see quickly when a bill is due. When you open your bill, use a highlighter to highlight the due date. Within the folder you can organize bills by due date. Keep this folder front and center because it is the most important. It will hold everything that has to be paid. The “bills to pay” folder is self explanatory. Now we are going to empty the containers you sorted into the appropriate file folders. This is basically so you can organize your paperwork together and be able to transport them easily to your file cabinet later. Next, take your trash and/or recycling pile out of the house. I will be willing to bet that more than half of your stack of papers will disappear just doing this!ĭon’t forget to shred any sensitive information before throwing away. Take all of your bills out of the envelopes and throw the envelope away and all junk mail, or recycle them. Now grab your pile and go thru each piece of paper, each envelope, each bill, and put it into the appropriate labeled container. Label one for “trash” and/or “recycling”, one for “bills to pay”, “to-do’s”, and one for paid bills that need “to be filed”.
These containers are just temporary so anything that can hold your papers will do. Now that you have your space I want you to find a few baskets, boxes or any other containers to sort what you already have. A paper shredder, pens, pencils and highlighter, a calculator, file folders, file holders, file cabinet, stamps and envelopes, a printer, and a laptop or other method of getting online. Pick a place that you can dedicate just for bills, mail, and/or family planning.ĭesignating an area just for this will help you to stay organized and less cluttered, which is a huge step in helping you to pay your bills successfully.īe sure to have these things readily available in this area. This could be an office in your home, a desk, or even a small table can work too. You’ll need an area in your home where you can comfortably and conveniently organize your bills. So lets simplify the process with ideas to make paying bills easier, save time and frustration, and hopefully learn to enjoy it just a little. Not to mention the time you will save paying your bills because everything will be where you need it, saving you time searching for that one bill you need.Īnd the stress you will save by knowing exactly when things are due, what you already paid, and the peace of mind knowing you are all caught up paying your bills.
#HOW TO ORGANIZE YOUR BILLS AND BUDGET HOW TO#
A great first step is making sure you know how to organize you bills so they get paid on time and help you keep good records for tax time. Paying bills is not a chore any of us want to do, but it is one that we must do.
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